“We agree on everything; we just need you to draw up an agreement; I don’t need to meet with anyone.” It’s a comment we hear often. While we appreciate parties who can work together to reach terms of their separation and divorce, custody, support, equitable distribution, having an attorney explain things to you before signing any agreement is smart. Agreements are binding in most circumstances. Too often we see folks who unintentionally ended up with permanent, unmodifiable spousal support because of assumptions they made. Or, people don’t understand the distinctions of mortgage arrangements such as assumptions versus refinances. An agreement is the document that sets out your future obligations. Know what you are taking on by talking to an attorney first. (As one lawyer in our office likes to point out, you wouldn’t perform heart surgery on yourself; don’t act as a lawyer for yourself either).